accidental submersion or drowning as result of fall overboard from watercraft injuring occupant of unpowered boat
accidental submersion or drowning as result of fall overboard from watercraft injuring occupant of unpowered boat
accidental submersion or drowning as result of fall overboard from watercraft injuring occupant of unpowered boat
accidental submersion or drowning as result of fall overboard from watercraft injuring occupant of unpowered boat